Spending Insights · Masareefy
Where it went, what changed, and the one thing worth doing
Analyse your monthly spending and discover spending patterns in seconds without linking bank accounts.
Savings advice is for Premium accounts • The rest of the app is free
At a glance
Month Comparison
Compare current spending against previous months to identify changes clearly.
Change Analysis
Spot categories where your spending increased without tedious manual entries.
Bank-Free Security
We never ask for bank credentials or link to bank accounts. On Android, you can choose to let the app notice payment alerts from apps you pick; they are read on your phone, never sent to us except as an example you choose to send, and nothing is recorded until you tap Save unless you choose automatic recording yourself.
Home-Screen Widget
Scan receipts or quick-add purchases via home-screen widgets on Android phones only (not available to web apps).
Tools to understand your spending patterns
See where your money went and compare spending patterns month over month.
Advice written from your own ledger, twice a month
The AI budget assistant in Masareefy writes advice twice a month, and its only input is the last 90 days of purchases you recorded yourself. Every claim in that advice is verified against your own ledger before you see it, so no figure appears that you did not enter.
Think of it as a personal finance copilot without a chat window: advice written from your recorded purchases, twice a month. It points at where spending repeats or rises and suggests a cap for a specific category. If a suggestion makes sense, you accept it as a goal; if not, you ignore it — it never writes or edits your budget.
There is no assistant you talk to and no bank data behind the numbers. The advice only ever proposes; you decide, and underneath it Masareefy stays a plain record of what you actually logged. That is what AI personal finance should mean: a reader of your own entries, never an author of them.
Four questions the Insights screen answers
How much you spent
The total for the period you pick and the number of purchases, against the same days last month.
Where it went
Categories and merchants ranked by what you spent in each, and from each one you can review the purchases themselves.
What changed
The categories where you spent more or less than the period before, and how much of the difference each one explains.
What you can do
Ways to save worked out from the last ninety days. Some offer a button that sets a cap for that category; others take you to the purchases behind them or to the step that fits.
Masareefy is free right now
Log your spending, plan your budget, bills, goals and shopping lists, and share the budget with one family member, free and with no payment card.
Receipt scanning, voice logging and savings advice are for Premium accounts.
What people ask about spending insights
Is Masareefy free?
Yes. Masareefy is free right now, with no payment card. Receipt scanning, voice logging and savings advice are for Premium accounts.
How does the app analyse changes in monthly spending?
Masareefy compares your current spending against previous months to highlight key trends automatically.
Can I view spending insights without an internet connection?
Yes, you can review previously saved data offline; new reports need a connection, and queued changes sync when it returns.
Can I share spending insights with a family member?
Yes, you can share tracking and insights with exactly one other person in your household.
Find out where last month actually went
Review last month’s category breakdown and spot unexpected bill increases before next month begins.
Savings advice is for Premium accounts • The rest of the app is free