Track your savings goals without moving money
Set target goals and monitor your progress step by step without linking bank accounts or transferring funds.
Free now • No payment card required

At a glance
Target Setting
Define custom goals for emergencies or travel without moving your money.
Progress Pace
See where you should be today based on your planned savings schedule.
Bank-Free Security
We never ask for bank credentials or link to bank accounts. On Android, you can choose to let the app notice payment alerts from apps you pick; they are read on your phone, never sent to us except as an example you choose to send, and nothing is recorded until you tap Save unless you choose automatic recording yourself.
Home-Screen Widget
Scan receipts or quick-add purchases via home-screen widgets on Android phones only (not available to web apps).
Fast tools to track your financial goals
Masareefy is a personal budget planner first. A savings goal counts what you record putting into it; the other goals are measured from your own ledger: a category cap counts that category's spending, and a do-it-less-often goal counts purchases. No money is moved. One supported goal type is the debt payoff goal, tracked by the outstanding amount and who is owed.

Setting a goal and following it
Choose what you want
On the Goals page, tap New goal and pick Save for something, Cap a category, Clear what you owe or Do something less often.
Enter the amount and the date
A savings goal takes a name, an amount and a target date, and the app works out how much you need each month to get there on time.
Record what you put aside
Tap Add money on the goal whenever you put something aside, or Take out when you use some of it. Progress is what you recorded; it does not change your balance or your spending.
See what is left
The goal shows what you have saved against the target, what is left, and how much a month it takes to arrive on time.
Your goal by voice
Say “I want to save 50,000 in a year” and the savings goal setup opens with the amount and a date one year from today; if you give no time, the date is left for you to pick. Nothing is saved until you confirm it. See everything you can say by voice.
Masareefy is free right now
Log your spending, plan your budget, bills, goals and shopping lists, and share the budget with one family member, free and with no payment card.
Receipt scanning, voice logging and savings advice are for Premium accounts.
What people ask about savings goals
Is Masareefy free?
Yes. Masareefy is free right now, with no payment card. Receipt scanning, voice logging and savings advice are for Premium accounts.
Does the app require moving my money to track savings?
No. You record what you put aside yourself; Masareefy moves no money and connects to no bank account.
Can I track savings goals without an internet connection?
Your goals and their progress open from the last copy on your phone when there is no connection; creating or editing a goal needs a connection.
Can I share my savings goals with a family member?
Yes, you can share tracking and goals with exactly one other person in your household.
Can I set a savings goal by voice?
Yes. Say the amount and the time, such as “I want to save 50,000 in a year”, and the goal setup opens filled in. Nothing is saved until you confirm it.
State one goal, and let the month answer it
Set your target amount today and count down the days until your emergency fund is fully funded.
Free now • No payment card required